Take a look around your home. Estimate the value of all the nice things that make your life pleasant. You will see that it is worth insuring them.
Household contents insurance compensates you for damage to your material assets in the premises where you live. It protects you against risks such as fire, break-ins, vandalism and robbery, escape of water, storms and hail. Optional cover against further natural hazards, such as earthquakes, is also available.